My insurance woes

You know how I am mad about my health insurance? Well I have also been talking to my insurance agent about life insurance. We have a great policy on Jonathon (I actually told him---joking---that between his social security and life insurance that he better sleep with one eye open because I need some Christmas money, lol) and we have a little policy on me. Since i don't bring in much income anyway ;) Our insurance agent is trying to talk us up on that but you know how they are. One thing that I know we won't be able to afford is seniors life insurance. Well unless we are in a different financial situation then. But it costs SO much more to get insured once you are older. They are trying to get me to lock in at the "under 30" rates. Hey, I got two years left!